NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

Mortgage Rates

We’re glad you’re here. Getting a home loan can be both exciting and stressful at the same time. You want a great rate and great service for one of the most important purchases in your lifetime. We’re happy to tell you that it’s possible at NBT.

We continuously work to offer our customers competitive rates, coupled with exceptional service from our Mortgage Loan Originators. Our team is experienced, skilled and ready to help you navigate the complexities of the mortgage process.

We’re pleased to offer numerous mortgage loan options to suit your needs. Feel free to view our programs and rates to find what’s best for you. You can always connect with a Mortgage Loan Originator to get your questions answered.

Mortgage Rates Connect with a Loan Originator Prequalify

Mortgage Rate Discount

Set up an automatically deducted payment from your NBT Bank Personal Checking account and receive a 0.125% rate deduction.

Open Checking Account Learn More

Home Equity Line of Credit

We are offering introductory rates with no closing costs to qualifying applicants who are looking to finance future home improvements or other expenses. Please ask your Mortgage Loan Originator for details.

Mortgage Programs

chevron right image Learn More
Mortgage Process

chevron right image Learn More
Apply Online

chevron right image Apply Online

This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

Are you sure you want to continue?

Yes No