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    5. Health Savings Account CDs

    Health Savings Account CDs

    Envisioning future health needs can be a difficult and unwelcomed task. As you think about and prepare for you future, a Health Savings Account Certificate of Deposit is one way to earn a higher interest rate on HSA funds when you do not anticipate upcoming medical expenses or need immediate access to the funds. 

    Account Details

    • $1000 minimum to open
    • 12 month minimum term
    • 60 month maximum term
    • You can choose to have your interest added to the balance of your CD, deposited to an NBT Bank checking or savings account, or mailed to you by check.
    • Early withdrawal penalties may apply.

    Features and Benefits

    • CD renews automatically
    • Summary of CD information can be included on a monthly portfolio paper statement or eStatement
    • One additional deposit allowed annually

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