NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

Personal Savings Accounts

Savings Account Options

Putting money in a savings account on a regular basis is one of the best strategies to help you reach your goals. Saving is about more than just reaching your short- or long-term objectives, it's about planning for a secure financial future. It’s never too soon or too late to get started.

We offer several accounts that require no minimum to open, to help make your savings goals achievable and your dreams become believable.



Personal Statement Savings

  • No minimum to open
  • No monthly maintenance fee
  • Interest paid on balances $25 or more


  • Manage your account completely online
  • Interest paid on balances of $100 or more

iStrive Savings

  • No minimum balance requirement
  • No monthly maintenance fee
  • Earn interest on your account balances

Money Market

When you are looking for high growth potential with a check writing option, a money market account might be an option.

  • No minimum to open
  • $5 monthly maintenance fee if the average monthly balance falls below $1,000
  • Earn interest on account balances over $1,000
U.S. Savings Bonds

Invest in their future with a U.S. Savings Bond

chevron right image LEARN MORE
Club Accounts

Save for the holidays, your first home or another personal goal.

chevron right image LEARN MORE
Certificates of Deposit (CDs)

Make the most of your short-term or long-term saving needs.

chevron right image LEARN MORE

This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

Are you sure you want to continue?

Yes No