NBT Bank | What can we do for you today?

Fall in love with your bank.

Better banking really stands out! See how NBT Bank is top rated two times.

This fall, we’ve got you covered with everything you need to make banking easier than ever. Let’s head into the holidays stress-free with banking products to get you the cash you need for large purchases, services to control your finances and credit products to help you save. We’re focused on what matters.

Products & Services

Checking

Better banking starts with better checking and NBT offers several checking account options to choose from. We make it simple and easy to manage daily cash flow and to help you build your financial goals. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Make your banking experience as unique as you with customized NBT bank debit cards. Open an account today and enjoy a fully digital banking experience and see where your checking will take you.

Savings & CDs

Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

Online & Mobile

No matter where life may take you, you can take your banking with you. Conduct your banking on your time whether at home or on the go with NBT Bank’s Online and Mobile services. Stay connected with NBT Online Banker, Mobile Banking with Mobile Deposit and more with the security, ease and convenience you deserve.

Personal Loans

Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

Home Financing

Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

Investments & Insurance

Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

Card & Payment Services

Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

Youth & Young Adults

You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.