Important Service Disruption:
You may ask yourself, "What do I need to start my Home Equity Line of Credit application process?" At NBT Bank, we understand that your time is important. That's why we created this easy to follow page to help guide you through the process of applying for a Home Equity Line of Credit.
The loan application process should take approximately 10 minutes. Having the following items available for reference will assist you with the application process:
Once you complete the application information and submit your application, you will receive a confirmation number via e-mail. Please retain this number as a record of your application and for future reference.
An NBT Bank Consumer Loan Specialist will contact you within one business day of your application submission. We will contact you via the preferred method you provided within the loan application process.
During the application process, a team of experts will be working together to ensure that your Home Equity request is processed seamlessly.
Once final approval is granted and your NBT Bank Consumer Loan Specialist has cleared your file for closing; they will work with you to schedule your loan closing. Loan closings will take place at an NBT Bank Branch location nearest you.