Personal Statement Savings

Having a rainy day fund doesn’t have to wait for a rainy day. Whether you have a specific goal in mind or want to ensure you have funds on hand in the event of an emergency, regular deposits to your savings account can help you achieve your goals.  


Account Details

  • No monthly balance requirements
  • Minimum balance to open - $25 (Online)
  • Minimum balance to open - $0 (In Branch)
  • No monthly maintenance fee
  • Interest paid on balances $25 or more
    • Interest is paid quarterly or monthly if the account is set up with a portfolio statement
  • $10 excessive activity fee1

1Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle

Features and Benefits

  • NBT Online Banker
  • NBT Bank Mobile Banking

Statement Options

Include all of your accounts on one easy-to-read statement with Combined Statements

Our Recommendations

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