Important Service Disruption:
Gift cards are a great option for holidays, special occasions, or just because. They’re the perfect gift for friends, family and co-workers. Stop by your local branch to pick up yours today. It's simple, easy and fast!
Some common causes of gift card declines are:
Yes, however many restaurants will automatically add in the tip or other expenses over the purchase amount. If this total amount is more than the balance on the gift card, it may be declined.
Yes, there is a purchase fee of up to $6.95, an inactivity fee of $2.95 after 12 consecutive months of inactivity, and a replacement fee of $5 if the gift card is lost or stolen.
You must be over the age of 13 and a customer of NBT to purchase a gift card.
No, the gift card cannot be used for cash withdrawals at ATMs or stores.
Purchase fee of up to $6.95. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00. NBT Bancorp Visa® Gift Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access.