Classic Interest Checking

The ability to multi-task is an essential part of life. Why not let your checking account multi-task too by earning interest while you make purchases, pay bills and keep up with life’s demands? Our Classic Interest Checking account lets you do just that while also making available additional banking benefits.

COMPARE ACCOUNT OPTIONS (PDF)   LOCATE A BRANCH

Account Details

  • No minimum to open
  • $6 monthly maintenance fee
  • Pay no monthly maintenance fee when the average daily collected balance is $500 or more and/or you are age 50 and over
  • Earn interest on balances $100 or more in the following tiers:
    • Tier 1 $100 > $2,499.99
    • Tier 2 $2,500 and over

Features and Benefits

  • Complimentary Deluxe specialty gray checks if age 50 and over
  • NBT Online Banking with Bill Pay
  • NBT Bank Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card

Statement Options

Include all of your accounts on one easy-to-read combined statement

ACCOUNT GUIDE

Our Recommendations

If you like this product, NBT Bank would also recommend:

Personal Statement Savings
Make savings a cornerstone in your financial plan.

Zelle®
Send money with Zelle without ever leaving the couch.

Personalize Your Debit Card
with MyCardCreation

NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Microsoft Edge, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.