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To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

iStrive® Checking

As you begin your path to financial independence, iStrive Checking is a great way to help you manage income from your first summer job, college and through the start of your career.

For ages 15-241, this account will supply you with all the tools and resources you need to manage your budget and keep up with your social life. By age 24, you will transition into our other banking products and services that best suit your lifestyle.

Not near an NBT Bank ATM? No problem. NBT Bank will waive its foreign transaction fee at ATMs not operated by NBT Bank; however, other banks' surcharges will still apply.


Account Details

  • No minimum balance requirement
  • $2 monthly fee for paper statements
    • Avoid the monthly maintenance fee by enrolling in eStatements

1If under the age of 18, iStrive accounts must be opened as joint accounts with the other owner at least 18 years of age.

Features and Benefits

  • iStrive Debit Card
    • For your added convenience, enjoy no foreign transaction fees at ATMs not operated by NBT Bank; other banks' surcharges will still apply.
  • NBT Online Banker with Bill Pay2
  • NBT Bank Mobile Banking
  • No fee to transfer funds to your iStrive Checking Account using the Autolink Transfer Service

2Must be 18 years of age or older to gain access to Bill Pay

Statement Options

Include all of your accounts on one easy-to-read statement with Combined Statements


Our Recommendations

If you like this service, NBT Bank would also recommend:

iStrive Debit

Conveniently and securely access your money and complete transactions.

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iStrive Savings

Start building your saving skills early to help you reach your goals.

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Credit Cards for Young Adults

Start building your credit history.

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