NBT Bank Debit Card Benefits


Debit Cards

NBT Bank Debit Cards give you the ability to make purchases and access your account conveniently and securely at any time. The card is available to all personal checking account holders.

  • Transactions are automatically deducted from your checking account
  • Make purchases wherever VISA® is accepted
  • Enjoy convenient access to cash using NBT Bank's wide ATM network
  • Link the card to your savings account for access to cash or to transfer funds to your checking account using NBT Bank’s wide ATM network.
  • Chip-Technology for added security for purchases and ATM Transactions.
  • With SMS Fraud Alerts, a text message is sent to the mobile phone on record for your account when unusual activity is detected.

Young Adults: iStrive® Checking customers have exclusive access to our iStrive Debit Card.

Request a Card

To request a debit card, visit your local NBT Bank Office or contact our Call Center today.

Personalize Your Debit Card
with MyCardCreation.

Debit Card Security
Tips to keep your Debit Card secure.

Send money with Zelle without ever leaving the couch.

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