BIG IDEAS FOR YOUR BUSINESS?
We've got you covered. Low rates on business loans — available now.
Loan promotion going on nowAll 2022 year-end tax forms, including 1099 interest and 1098 mortgage loan statements, were mailed by January 31.
Visit the IRS Check My Refund Status webpage
for tax information, digital tools, and ways to check the status of your return.
Have You Heard?
NBT Bank was ranked as one of Forbes Worlds Best Banks in 2022.

Apply Online for a Business Loan
Start your application anytime, anywhere.

Home Equity Loan
Use the equity in your home for almost anything!