Personal Loan Process
What do I need to start my personal loan application process?
At NBT Bank, we understand that your time is important. That's why we created this easy to follow page to help guide you through the process of applying for a personal loan. Continue reading to see how you can enjoy the benefits of a personal loan with NBT Bank.
Step 1: Prior to Applying
The following suggestions can be helpful to identify what product may be best for you before you decide to apply.
- Check your Annual Credit Report
- Assess your spending
- Budget for new or changed expenses
- Determine what you can afford