Club Accounts

Are you eager to plan ahead for spending around the holidays or looking to set money aside regularly for a special event? Establish a Club Account to automatically transfer funds from another NBT Bank checking or savings account at your preferred amount and frequency.

Save for the holidays while earning interest with our Holiday Club account. Open your account anytime by setting up an automatic transfer from another NBT Bank checking or savings account.

Account Details

  • No minimum to open
  • Interest paid annually on balances $0.01 or more
    • Interest is compounded and paid annually
  • Balance automatically transferred to another NBT Bank checking or savings account at maturity.
  • No partial withdrawals allowed. A $10 fee will be assessed for early account closing.

Statement Options


Save for a special event, such as a vacation or wedding, with our All-purpose Club account. Open your account anytime by setting up an automatic transfer from another NBT Bank checking or savings account. Choose the transfer amount (as little as $1) and frequency (weekly, bi-weekly or monthly) that works for you.

Account Details

  • No minimum to open
  • Requires auto transfer deposits of at least $1
  • Interest paid annually on balances $0.01 or more
    • Interest is compounded and paid annually
  • Balance automatically transferred to a NBT Bank savings or checking account or forwarded to you by check at 1 year from date of opening
  • No partial withdrawals allowed. A $10 fee will be assessed for early account closing.

Statement Options


Personal Statement Savings
Make savings a conerstone in your financial plan.

Personal Loan Options
Take a step toward completing your goal.

Zelle®
Send money with Zelle without ever leaving the couch.