eSavings

Your savings plan can be just as digital as you are with our eSavings account. Manage all aspects of your savings needs online so you can keep your savings goals on track with ease.

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Account Details

  • No minimum to open
  • No monthly maintenance fee
  • Interest paid on balances $100 or more quarterly or monthly if through a portfolio statement in the following tiers:
    • Tier 1  $100 - $2,499.99
    • Tier 2  $2,500 - $9,999.99
    • Tier 3  $10,000 and over
  • $10 excessive activity fee1

1Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle

Features and Benefits

  • NBT Online Banker
  • NBT Bank Mobile Banking

Statement Options

Include all of your accounts on one easy-to-read statement with Combined Statements

Our Recommendations

If you like this service, NBT Bank would also recommend:

eChecking
A digital checking account to keep you on the move.

Digital Banking
Manage your money from anywhere, anytime.

Zelle®
Send money with Zelle without ever leaving the couch.

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