Your savings plan can be just as digital as you are with our eSavings account. Manage all aspects of your savings needs online so you can keep your savings goals on track with ease.


Account Details

  • No monthly balance requirements
  • Minimum balance to open - $25 (Online)
  • Minimum balance to open - $0 (In Branch)
  • No monthly maintenance fee
  • Interest paid on balances $100 or more quarterly or monthly if through a portfolio statement in the following tiers:
    • Tier 1  $100 - $2,499.99
    • Tier 2  $2,500 - $9,999.99
    • Tier 3  $10,000 and over

Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Depositors who continue to exceed these limits may lose the transfer and check writing features of their account.

Features and Benefits

  • NBT Online Banker
  • NBT Bank Mobile Banking

Statement Options

Include all of your accounts on one easy-to-read statement with Combined Statements

Our Recommendations

If you like this service, NBT Bank would also recommend:

A digital checking account to keep you on the move.

Digital Banking
Manage your money from anywhere, anytime.

Send money with Zelle without ever leaving the couch.

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