Credit Cards

Whether you are looking to start building credit or continue to support your cash flow needs, our Visa^® and American Express^® personal credit card options allow you to choose a card that helps you manage your needs. Start building your credit history early to help you learn how to manage it as a resource and put you on a strong path to reaching your financial goals.

Select a card option with features and benefits such as:

Cash Back Rewards
Travel Rewards
Bonus Rewards based on purchases
Secured credit cards to help you build or re-build credit

Current Credit Card Account Holders

View current balances
Pay your credit card bill
Set up auto pay
Sign up for email or text message account alerts

Apple Pay ™ - Enroll your personal NBT Bank Credit Card or Debit Card in Apple Pay and enjoy the easy, secure and private way to pay. Use Apple Pay with select Apple^® devices to experience the convenience of making purchases in stores or in apps without having to reach for your card.

Samsung Pay - You can use your preferred NBT Bank card with Samsung Pay almost anywhere^† you can swipe or tap your card.

With Samsung Pay, each transaction uses a random token instead of your card number, which means your actual personal information isn’t shared when you shop and your financial details stay safe. It’s simple and secure.

Google Pay - Use Google Pay for a simple and secure way to pay for in-store and in-app purchases from the convenience of your Android device, eliminating the need to remove your NBT Bank Debit or Credit Card from your wallet. When using Google Pay, your debit card is assigned a unique virtual card number that is leveraged for your transactions. Therefore, your actual card number is never shared with the stores adding an additional layer of security when using your card.

^†Anywhere you can swipe or tap your Visa card. Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Note6 and other select Samsung devices, most major carriers and supported cards. See Samsung.com/pay for a complete list and additional service information.

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