Personal Card & Payment Services

Life is going to take you places and NBT Bank is committed to providing convenient and secure options to help you access your money, make purchases and issue payments no matter where you may be. Whether within a mile or many miles from home, our card options can help you with the expected, the unexpected and everything else in between.

Zero Is The Best Rate
Limited-time credit card offer.

NBT Bank Debit Card
Make purchases and access cash.

Debit Card Security
Tips to keep your Debit Card secure.

Personalize Your Debit Card
with MyCardCreation.

Mobile Payments
Enjoy easy and secure ways to pay with your mobile device.

Send money with Zelle without ever leaving the couch.

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