ALBANY, NY (NOVEMBER 28, 2023) – NBT Bank welcomed Lidia De Jesus as Affordable Housing Originator and Dale Josephson as Secondary Market and Construction Risk Manager. De Jesus and Josephson are based at NBT's Capital Region Financial Center on Wolf Road in Albany.

In her new role, De Jesus acts as a primary contact for nonprofit housing partners who manage grant programs and educational seminars for first-time homebuyers. She is also responsible for originating residential mortgage loans, with an emphasis on affordable housing products.

De Jesus previously held roles as a branch manager and loan officer. She will graduate with a bachelor’s degree from Empire State University in 2024. Active in her community, she serves as a board member with the Friends and Foundation of Albany Public Library.

In his new role, Josephson manages interest rate risk through daily pricing and loan sales execution to various secondary mortgage market and private investors. He also evaluates residential construction loan risk and manages the home builder contract and vetting process for the bank.

Josephson has more than six years of experience as a secondary market specialist. He earned a bachelor’s degree from the University of Alabama, Culverhouse College of Commerce. Active in his community, he has volunteered with Men Go Red for the American Heart Association.

Lidia De Jesus and Dale Josephson

Lidia De Jesus (Top) and Dale Josephson (Bottom)

About NBT Bank

NBT Bank offers personal banking, business banking and wealth management services from locations in seven states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, NY. NBT Bancorp had assets of $13.44 billion as of March 31, 2024 and is traded on the Nasdaq Global Select Market under the symbol NBTB. More information about NBT is available online at www.nbtbank.com. Member FDIC.

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