Get Moving with Michael DiDonna
Mortgage Loan Officer

Michael DiDonna
AVP, Mortgage Loan Officer
NMLS #590019
Rochester
2118 Hudson Ave
Rochester, NY 14617
Use the link below to get started on your Home Financing application or check the status of a submitted application.
GET STARTED TODAYBusiness Hours
Monday through Friday – 8:00 a.m. to 5:00 p.m.
Bio
Mike DiDonna is a Mortgage Originator with NBT Bank dedicated to helping homebuyers and homeowners achieve their financial goals with confidence. He prides himself on building strong relationships, understanding each client's unique needs, and delivering personalized mortgage solutions backed by exceptional service and clear communication. Whether assisting first-time homebuyers, move-up borrowers, investors, or those looking to refinance, Mike is committed to making the mortgage process simple, efficient, and stress-free from application through closing. He takes the time to educate his clients on available financing options, ensuring they are empowered to make informed decisions every step of the way. In addition to traditional mortgage products, Mike specializes in NBT Bank's Professional Mortgage Program, designed for medical professionals, attorneys, CPAs, and other qualified professionals. These specialized financing solutions can offer expanded borrowing opportunities and flexible terms tailored to the needs of professionals establishing or growing their careers. Mike's goal is to provide a smooth lending experience while helping clients find the mortgage solution that best fits their financial objectives and homeownership dreams.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation - Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.