Get Moving with Matthew Norris
Chenango & Madison Counties
1 Madison Street
Hamilton NY. 13346
Monday through Friday – 8:00 a.m. to 5:00 p.m.
I have been a mortgage loan officer for over 10 years, and have been employed with NBT Bank for more than 15 years. I enjoy working with borrowers in all aspects of real estate. Whether you are buying your first home, building your dream home, or have the need to refinance, I am happy to discuss all of the options that NBT can provide. I am available on my cell phone at any time of the day to respond to your questions. Please don't hesitate to contact me so I can help you with your financial needs.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation
- Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.