Mobile Banking - The Future of Handling Your Finances

(March 03, 2022) - In a modern world with access to the internet from nearly anywhere, banking has been forced to evolve. Thanks to the advent of mobile banking, that evolution has given banking customers, including ours at NBT Bank, more convenience than they’ve ever had.

The NBT Bank Mobile App can help you effectively manage your finances safely and securely. The app features mobile deposit, secure customer service contact, account alerts, transaction history, the ability to make or receive payments from anyone with a bank account with Zelle®, and more.

What is mobile banking?

Mobile banking is a type of online banking that is designed for and to take advantage of your phone’s capabilities. Banks have offered online banking platforms since before smartphones became commonplace, and indeed the core of mobile banking is based on your standard online banking experience.

However, mobile banking is markedly different from online banking in a few key ways. First, and most obvious, is that mobile banking is specifically designed for a mobile experience. Instead of operating within a web browser like traditional online banking, mobile banking functions within an app that is loaded onto your mobile device, be it a smartphone or tablet.

Second, mobile banking has additional features beyond online banking that use your smartphone and tablet to their fullest. These features include mobile check deposit, which utilizes your device’s camera, as well as push notifications and other alerts.

How do you sign up for mobile banking?

Signing up for mobile banking is simple: all you need to do is to sign up for a bank account and download the mobile app from the Apple App Store or Google Play Store, depending on your device. From there, simply login to your account on your mobile banking app and click the register button, accepting the terms of service along the way. Then, you’re done! Time to get started with mobile banking.

What are the benefits of mobile banking?

Like online banking, mobile banking offers users the ability to bank whenever they want, without needing to come to their local bank branch. But mobile banking offers one clear additional benefit: you can bank from wherever you want. From your couch to the ballpark to a bus and beyond, mobile banking allows you to bank without limits—and that’s not the only thing you can do with mobile banking.

What can you do with mobile banking?

Mobile banking is convenient and helps you accomplish your day-to-day banking tasks with ease. Best of all, mobile banking isn’t simply a method to view how much money you have in your account. Rather, mobile banking offers a variety of additional features and benefits, allowing you to:

Transaction History

View Transaction History

Access up to 18 months of bank statements, and export history to a CSV file, too.

Manage Personal Information

Manage Personal Information

Update phone numbers, home addresses, email addresses, and more, without any waiting period.

Deposit Checks

Deposit Checks in a Snap

It’s a snap, literally, to deposit checks. Simply take a picture of your check, select which account you want it to go to, and you’re good to go.

Account Alerts

Set and Receive Account Alerts

From push notifications to email alerts, you can set up your mobile banking app to let you know when funds are low, checks clear, and more.

Securely Contact Customer Service

Securely Contact Customer Service

Send and receive confidential documents and more with an encrypted messaging service to the customer service department.