Get Rewarded for Everyday Banking in WNY
Now, earn 40,000 Points—A $400 Reward with NBT Classic Checking
Thanks for choosing us for your auto loan. Now that we have 19 branches throughout WNY, we want to show what else we can do for you.
We’re offering you 40,000 uChoose Rewards® points (a $400 value)* when you open a Classic Checking Account, maintain a $5,000 average balance for 90 days, and enroll in uChoose Rewards.
With the uChoose Rewards program, earn 1 point for every $2 spent with your debit card. Redeem points for Amazon Shop with Points, cashback, gift cards, or merchandise.
Banking That Gives a Little Extra
You already know us for your loan. Now, get to know us for everyday banking—local, convenient, and rewarding. Earn 40,000 bonus points when you open a Classic Checking Account, maintain the required balance, and enroll in uChoose Rewards. With the uChoose Rewards program, earn 1 point for every $2 spent with your debit card.
Simple. Local. Rewarding. Banking in 19 branches across WNY.
Redeem points for Amazon Shop with Points, cashback, gift cards, or merchandise.
Your NBT Checking Account Comes With More
We believe banking should fit your life — and reward it. Here’s what comes with your NBT Checking Account and Debit Card:
Earn Rewards
Points on every debit card purchase through uChoose Rewards.
Stay in Control
Manage your card with built-in security features.
Make It Yours
Personalize your debit card with MyCard Creation®.
Pay Your Way
Use Mobile Wallet and Zelle® for tap-to-pay and fast person-to-person payments.
We’re Local and at Your Fingertips
19 branches across Buffalo and Rochester, plus digital tools to bank from anywhere.
How to Make the Most of This Offer
Getting started is simple:
- Open your Classic Checking Account and NBT Debit Card online or in-branch.
- Maintain a $5,000 average balance for the first 90 days.
- Activate your NBT Debit Card and enroll in uChoose Rewards to start earning.
- Receive your 40,000 bonus points — redeemable for cashback, gift cards, and more.
Don’t wait—this offer is only available for a limited time.
Find a Branch Near You
Prefer to open your account in person?
We’re nearby and ready to help.
Ready for a More Rewarding Banking Experience?
Open your NBT Classic Checking Account today and earn 40,000 points—$400 in value.
Offer available to select WNY loan customers who do not currently have an NBT Bank checking account. To qualify, you must open a new Classic Checking account online or in branch by July 12, 2025, activate your NBT Debit Card, enroll in uChoose Rewards, and maintain a $5,000 average balance for the first 90 days. Bonus points (40,000 uChoose Rewards points, a $400 value) will be credited to your rewards account by October 17, 2025.
This offer is available online and in branch. Offer is limited to one per customer, non-transferable, and cannot be combined with other checking offers. Customers who have owned or co-owned an NBT Classic Checking account within the past 12 months are not eligible. Other terms and conditions may apply. All account openings are subject to approval. Please refer to the Consumer Deposit Account Agreement and Pricing Schedule for additional details.
