Personal Overdraft Line of Credit

A personal Overdraft Line of Credit is a convenient way to ensure protection against checking account overdrafts and to eliminate costly overdraft fees.

Features & Benefits:

  • Unsecured open-end revolving credit line
  • Fixed Annual Percentage Rate
  • Line amounts range from $500 up to $10,000
  • The minimum transfer amount is $50
  • Monthly payments of principal plus interest are deducted automatically from the protected checking account on the tenth day after the statement date
  • No annual fee
  • A $10 cash advance fee is charged for each transfer that is made