Business Customer Education Center

Commercial and Business Banking Resources

Here you'll find useful tools—from user guides to product checklists—at your fingertips to help you get the most out of your banking experience.


Transition from LIBOR

Learn about the industry-wide shift from the LIBOR benchmark rate and what NBT Bank is doing to prepare.

Beneficial Ownership Requirements

All new business accounts opened, and loan applications received, will be required to provide information about beneficial owners. To learn more, access the Beneficial Ownership PDF below.

Download PDF

Frequently Asked Questions

Find answers to many of your questions about our products and services.

Learn More

Agricultural Lending Checklist

This checklist will expedite the initial loan interview process by providing essential information for NBT loan officers to evaluate your loan request for your farm operation.

Download PDF

NBT Bank Privacy Notice

The protection of your financial information is important to us. Select this link to review our privacy policy.

Download PDF

Pricing Schedule

Please click here for a complete pricing schedule for our services.

Download PDF

Business Deposit Account Agreement

Our Business Deposit Account Agreement provides an overview of the terms and conditions of your NBT Bank deposit accounts.

Download PDF

Travel Plans

Attending a conference or taking a business trip? Please submit this form to ensure debit card transactions are not blocked while you are traveling.

Learn More