Free Business Checking
With no minimum to open and no monthly maintenance fee, our Free Business Checking account is a great option for many businesses.
Features
- No minimum amount required to open
- No monthly maintenance fee
- No charge for the first 350 items (debits and credits combined) per statement period – $0.50 per item over 350.
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient offices, call us at 1.800.NBT.BANK or email us at [email protected]
* Subject to credit approval
**Standard data and message rates
Business Interest Checking
This interest-bearing business checking account is available to qualified sole proprietors and not-for-profit organizations.
Features
- No minimum balance required to open
- Maintain a minimum balance of $1,000 to earn interest
- $10 monthly maintenance fee if average daily collected balance falls below $1,000
- No charge for the first 50 items (debits and credits combined) per statement period – $0.25 per item over 50.
- NBT Bank Business Debit Card
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient office locations, call us at 1.800.NBT.BANK or email us at [email protected]
* Subject to credit approval
**Standard data and message rates
Commercial Checking
If your business maintains higher balances and has a significant amount of activity on a monthly basis, this analyzed account may be right for you. Commercial Checking features a variable earnings credit that is used to partially or completely offset monthly maintenance and per item fees.
Features
- No minimum balance required to open
- Consult your NBT Banker for details on monthly and per item fees
- Earnings credit may offset service charges
- NBT Bank Business Debit Card
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient office locations, call us at 800.NBT.Bank or email us at [email protected]
* Subject to credit approval
**Standard data and message rates
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