Government Banking

Government Banking

Our expert relationship managers can help
your organization succeed.

For more than 150 years we’ve helped municipal entities and schools achieve their financial objectives. And, we've applied this experience to deliver products and services that best meet your state and federal requirements.

We understand the unique characteristics of local governments and are ready to assist and advise in all areas of deposit, investment and financing activities. NBT Bank's Government Banking Department provides direct investment of deposits into local communities to enhance the infrastructure and qualities of those communities.

FEATURED SERVICES
Government Banking


Government Checking

Unique tools and solutions to manage local governments and municipality’s finances conveniently and securely.


Government Savings

Full range of savings options for local governments and municipalities in New York State.


Public Financing

Let us help to find financing solutions to meet your obligations or short-term financing for emergency needs.


Public Deposit Security

Protect deposits that exceed federal deposit insurance limits in New York State and Pennsylvania.

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Treasury Management

Manage cash flow to control expenses, accept credit card payments and offer employees valuable banking benefits.

Digital Banking

We offer digital banking solutions to help you do your banking whenever and wherever you need to.

Card and Payment Services

Gain more control over spending and simplify record keeping.