Agricultural Lending

We offer farmers a variety of loan products including long term fixed rates, lines of credit and competitive interest rates. We help you evaluate the unique needs of your agribusiness and then customize the right financing solutions to meet them. And, our preferred lender status from the Farm Service Agency allows us to help qualified customers cut through the red to tape to provide a quick response to loan applications. You can count on personalized underwriting and a high level of customer service. Our product and services include:

  • Agricultural Loans
  • Loans for Cattle
  • Real Estate
  • Personal Credit
  • Crop Expenses
  • Equipment and Modernization

Download our agricultural lending checklist to be sure you have all the required information needed to start the loan application process.

For more information, contact the relationship manager serving your area today.

NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Microsoft Edge, Mozilla Firefox or Google Chrome.

Please visit,, or to download the current version(s).

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.