Digital Banking for your business

We’re on a mission to make banking easier

Whether you’re banking from the office, at home, or on-the-go, our seamless digital banking experience can be done from any device. Download the NBT Bank app on your mobile phone and login today. Enjoy our full-service, business banking experience wherever you are. When it comes to handling your business finances in the modern world, read how digital banking can provide the ultimate convenience.



Get Started Today

Reach out to your local Business Banker to register
Reach Out

NBT Bank Mobile Icon

Mobile Banking App

Download our app at the App Store or Google Play
Download app now


Get more. Do more.

Our platform offers enhanced and intelligent services, plus features to help make managing your business easier, smarter and faster than ever.

NBT Business Mobile Banking Screen

Transaction History

View up to 18 months of account history. Plus, export one full year or more of history to Quicken/CSV at tax time.

Wire Transfers

Routing number validations, the ability to store participants and schedule recurring wires.

Deposited Items

View up to seven years of images for deposited items, including the deposit slip and each individual item in a deposit!

Spending Reports

View top expenses, budgets, and cash flow analyses that help you better manage your business.

New Accounts Automatically Added

New business accounts opened under the primary business will automatically be made available to the Administrators of the business for basic transactions, like "view" and "transfers."

Account Alerts

Set real time account updates, such as low balance alerts, checks cleared, loan payment due and posted—over 20 alerts available!

Mobile Deposit Limits

Mobile business daily deposits are $20,000/day!

Check Images

Get up to seven years of check image history.

Secure Messaging

Contact Customer Service securely through our mobile app or online to share sensitive content, like password updates, account details or even send and receive confidential documents.

Administrator Permissions

Business Administrators will automatically inherit ALL Business Level entitlements, limits and accounts.

Fast Balances

Attention mobile users! Simply swipe to the left or click a button in app to see current balances, without logging in!

Intelligent ACH

ACH Module allows you to initiate the type of ACH batch you need based on SEC code and Transaction Types. Save and schedule ACH batches with our ACH “Templates”, a simple way to group frequently used participants to recur as you define.

Current ACH/Wire Services Users View our user guide below to answer your questions and help with an even better business banking experience.


NBT Bank Business Debit Card

Essential debit card controls

CardValet® lets you control your NBT Bank business debit card usage and spending on-the-go. Easily set controls that boost the fraud protection already in place with your account. Set transaction controls for merchant codes, location and thresholds to ensure employee spending adheres to your company policies.

  • Turn your card(s) on or off
  • Set locations where your card(s) can be used
  • Restrict transactions based on merchant type
  • Establish transaction amount limits
  • Enable alerts for certain transaction types

Frequently Asked Questions

Haven’t found your answer? Visit our Frequently Asked Questions for more details.