Business Savings

Saving for the future is important for you and your employees. From basic savings options to a full range of retirement planning services, NBT Bank can help you position your business for success.

Business Savings Account


  • No minimum balance required to open
  • Earn a competitive interest rate
  • Collected balance of $25 required to earn interest. Interest payments are made quarterly (or monthly if the account is tied to a checking account with a Portfolio Statement).
  • No monthly maintenance fee*

Statement Options

  • eStatements
  • Mailed statements

Include all your accounts on one easy-to-read Combined Statement.

Opening An Account

For more information about opening an account, visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at [email protected]

*Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with Portfolio Statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with Portfolio Statements are monitored by statement cycle.

An excessive activity fee of $10 per item is applied when the limits described above are exceeded.

NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Microsoft Edge, Mozilla Firefox or Google Chrome.

Please visit,, or to download the current version(s).

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.