Business Savings Account
Features
- No minimum balance required to open
- Earn a competitive interest rate
- Collected balance of $25 required to earn interest. Interest payments
are made quarterly (or monthly if the account is tied to a checking account with a Portfolio Statement).
- No monthly maintenance fee*
Statement Options
- eStatements
- Mailed statements
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient office locations, call us at 1.800.NBT.BANK or email us at [email protected]
*Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with Portfolio Statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with Portfolio Statements are monitored by statement cycle.
An excessive activity fee of $10 per item is applied when the limits described above are exceeded.
Business Money Market Account
Features
- No minimum balance required to open
- Collected balance of $1,000 required to earn interest
- Pay no monthly maintenance fee ($5) with an average balance of $1,000 or more.*
- Interest paid on the following tiers:
- $1,000 to $25,000
- $25,001 to $75,000
- $75,001 and over
Statement Options
- eStatements
- Mailed statements
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient office locations, call us at 1.800.NBT.BANK or email us at [email protected]
*Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with Portfolio Statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with Portfolio Statements are monitored by statement cycle.
An excessive activity fee of $10 per item is applied when the limits described above are exceeded. Pursuant to federal banking regulations, continuing to exceed these limits may result in loss of transfer and/or check-writing features for the account.
Premium Money Market Checking
Features
- Collected balance of $5,000 required to earn interest
- Pay no monthly maintenance fee ($15) with an average balance of $5,000 or more*
- Interest is paid on the following tiers:
- $5,000 to $49,999.99
- $50,000 and over
Statement Options
- eStatements
- Mailed statements
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient office locations, call us at 1.800.NBT.BANK or email us at [email protected]
*Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with Portfolio Statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with Portfolio Statements are monitored by statement cycle.
An excessive activity fee of $10 per item is applied when the limits described above are exceeded. Pursuant to federal banking regulations, continuing to exceed these limits may result in loss of transfer and/or check-writing features for the account.
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