Government Banking Products and Services

Our expert relationship managers can help
your organization succeed.

For more than 150 years, we’ve helped municipalities achieve their financial objectives. With decades of experience, NBT Bank offers solutions designed to meet the unique needs of your community.

Our team offers tailored advice for local governments on deposits, operations, investments, and financing solutions. NBT Bank's Government Banking Department directly invests deposits into local communities to enhance their infrastructure and qualities.

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FEATURED SERVICES
Government Banking


Government Checking

Unique tools and solutions to manage local governments and municipality’s finances conveniently and securely.


Government Savings

Full range of savings options for local governments and municipalities in New York State.


Public Financing

Let us help to find financing solutions to meet your obligations or short-term financing for emergency needs.


Public Deposit Security

Protect deposits that exceed federal deposit insurance limits in New York State and Pennsylvania.

Treasury Management

Manage cash flow to control expenses, accept credit card payments and offer employees valuable banking benefits.

Digital Banking

We offer digital banking solutions to help you do your banking whenever and wherever you need to.