Government Banking
Our expert relationship managers can help
your organization succeed.
For more than 150 years, we’ve helped municipalities achieve their financial objectives. NBT is dedicated to the communities we serve, applying decades of experience to deliver products and services that best meet your needs.
We understand the unique characteristics of local governments and are ready to assist and advise in all areas of deposit, operations, investment, and financing activities. NBT Bank's Government Banking Department directly invests deposits into local communities to enhance their infrastructure and qualities.
FEATURED SERVICES
Government Banking
Unique tools and solutions to manage local governments and municipality’s finances conveniently and securely.
Full range of savings options for local governments and municipalities in New York State.
Let us help to find financing solutions to meet your obligations or short-term financing for emergency needs.
Protect deposits that exceed federal deposit insurance limits in New York State and Pennsylvania.

Manage cash flow to control expenses, accept credit card payments and offer employees valuable banking benefits.
We offer digital banking solutions to help you do your banking whenever and wherever you need to.
Gain more control over spending and simplify record keeping.