Public Entity

Municipalities & Public

Staying current with developing trends, legislation, and regulations can be challenging for municipalities and other public entities. Our consultative approach and loss-control recommendations aim to keep your assets protected in an ever-changing environment. Our experienced sales and service team work with public entities every day and are experts in the coverage needs and products offered by our carriers to meet your needs.

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Essential Coverages for Public Entities

Property & Liability Coverages are needed for everything from public parks, baseball fields, playgrounds, skateboard parks, and city planning.

Public Liability Protection can help cover injury or damage claims brought against your organization by a third party at your workplace or elsewhere.

Fiduciary & Crime covers administrative errors and omissions as well as personal liability for a breach of duty in connection with an employee benefit plan.

Cyber Liability safeguards businesses against financial losses and legal expenses resulting from data breaches, cyberattacks, and other online threats.

Commercial Auto Insurance can help protect you and your employees who drive company-owned vehicles for your business.

Public Official Liability Insurance (Errors & Omissions) protects public officials from liability for errors and omissions in their duties or from any legal issues that may arise while they are performing their job.

Law Enforcement Liability insurance provides coverage for injuries or property damage caused by a wrongful act by or on behalf of a public entity while conducting law enforcement activity or operations.

Commercial Umbrella Insurance can help by giving you extra protection above and beyond the limits of certain types of business insurance policies.

Ready to see how NBT Insurance Agency can help you find business insurance solutions?