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  • Have You Heard?

    Thanks to you, NBT was rated one of Forbes World's Best Banks in 2020!

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    Products & Services


    Better banking starts with better checking and NBT offers several checking account options to choose from. We make it simple and easy to manage daily cash flow and to help you build your financial goals. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Make your banking experience as unique as you with customized NBT bank debit cards. Open an account today and enjoy a fully digital banking experience and see where your checking will take you.


    Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

    Digital Banking

    New and improved digital banking is here! At home or on-the-go, we've launched our most powerful, yet simple, online and mobile banking services to date.

    Personal Loans

    Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

    Home Financing

    Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

    Investments & Insurance

    Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

    Card & Payment Services

    Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

    Youth & Young Adults

    You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.

    • Development Program Now Open
      NORWICH, NY (February 11, 2020)—NBT Bank is currently accepting applications for its Management Development Program. Learn More
    • Top Performing Branches 2020
      NORWICH, NY (February 9, 2021) – NBT Bank recently recognized top-performing branches for service and sales excellence during 2020. Learn More
    • Christensen joins NBT
      MANCHESTER, NH (November 17, 2020) – NBT Bank announced Brian Christensen joined the bank as Vice President and Commercial Portfolio Manager. Learn More
    • NBT Opens Concord Office
      CONCORD, NH (October 8, 2020) – NBT Bank announced the opening of its new Regional Commercial Banking Office in Concord, NH. Learn More
    • Ames Joins NBT Board
      NORWICH, NY (September 28, 2020) – NBT Bancorp Inc. announced today Johanna Ames was appointed to the Boards of Directors for NBT Bancorp Inc. and NBT Bank, N.A. Learn More
    • NBT Opens Branch in DeRuyter
      DERUYTER, NY (September 21, 2020) – NBT Bank’s new branch located in the Genevieve D. Staley Civic Center at 735 Utica Street in DeRuyter is now open. Learn More
    • Morphew Joins as Business Banker
      PORTLAND, ME (August 12, 2020) – NBT announced Wayne Morphew was hired as Senior Business Banking Officer. Learn More
    • NBT to Open DeRuyter Office
      DERUYTER, NY (March 3, 2020) – NBT Bank is proud to announce it will be opening a new location in DeRuyter, NY. Learn More
    • Ondesko Hired as Assistant Treasurer
      NORWICH, NY (August 4, 2020) – NBT Bank announced Joseph Ondesko was hired as Senior Vice President and Assistant Treasurer. Learn More

    Customer Satisfaction

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    Supporting our customers counts to us.

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