NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

  • HOME EQUITY
    OFFER.

    Turn your home's equity
    into almost anything.

  •  
    Thought bubble with dollar sign

    Check out our blog, “Market Insights”, authored by our Chief Investment Officer, Kenneth J. Entenmann, CFA®.

    Mortgage Options

    Stop stressing. Start packing.

    See how Consumer Reports Rated NBT Bank in NY.

    Consumer Reports does not endorse products or services.

    Checking Options

    Find an account that meets your needs.



    Traveling Couple

    Traveling Soon?

    Are you traveling out of state or country soon? Contact us through our secure online form before you leave to ensure continuous debit card availability.

    Contact Us

    Products & Services

    Checking

    Better banking starts with better checking and NBT offers several checking account options to choose from. We make it simple and easy to manage daily cash flow and to help you build your financial goals. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Make your banking experience as unique as you with customized NBT bank debit cards. Open an account today and enjoy a fully digital banking experience and see where your checking will take you.

    Savings & CDs

    Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

    Online & Mobile

    No matter where life may take you, you can take your banking with you. Conduct your banking on your time whether at home or on the go with NBT Bank’s Online and Mobile services. Stay connected with NBT Online Banker, Mobile Banking with Mobile Deposit and more with the security, ease and convenience you deserve.

    Personal Loans

    Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

    Home Financing

    Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

    Investments & Insurance

    Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

    Card & Payment Services

    Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

    Youth & Young Adults

    You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.

    • Patrick Joins NE Board
      BURLINGTON, VT (April 8, 2019) – NBT Bank New England President Matthew K. Durkee announced that John J. Patrick, Jr. has been appointed to NBT’s New England Advisory Board as Vice Chair. Learn More
    • Grants for VT Homeowners
      RUTLAND, VT (March 22, 2019) – NBT Bank is announcing new grants available to qualified homebuyers to help make the purchase of a home more affordable. Learn More
    • NBT Named to Forbes List
      NORWICH, NY (March 14, 2019) – NBT Bank was rated the #1 bank in New York State on Forbes first-ever World’s Best Banks list released on March 4, 2019. Learn More
    • Armstrong and Dannibale Promoted
      CORTLAND, NY (March 5, 2019) – NBT Bank Director of Retail Banking Thomas Sutton announced Jeffrey Armstrong and Anthony Dannibale have been promoted within their markets. Learn More
    • Latta and Waid Promoted
      ONEONTA, NY (March 5, 2019) – NBT Bank Director of Retail Banking Thomas Sutton announced Kelly Latta and Sarah Waid have been promoted within their markets. Learn More
    • Bushee promoted to Territory Manager
      NEW HARTFORD, NY (March 5, 2019) – NBT Bank Regional President John Buffa announced Tricia Bushee has been promoted to Mohawk Valley Territory Manager. Learn More
    • Teifke promoted to Territory Manager
      SYRACUSE, NY (March 5, 2019) – NBT Bank Regional President Richard Schirtz announced Lori Teifke has been promoted to Central New York Territory Manager. Learn More
    • Errington promoted to VP
      BUFFALO, NY (March 1, 2019) – President of Wealth Management Timothy Brenner announced Catherine Errington, CTFA has been promoted to Vice President. Learn More
    • Voss Added to LPL Council
      NORWICH, NY (April 11, 2018) - Brian Voss, Director of Business Development for NBT Financial Services, a division of NBT Wealth Management, has been named by LPL Financial (LPL) as a new member of the LPL Advisor Council. Learn More

    Customer Satisfaction

    father and grandfather helping young boy learn to ride his bike
    Supporting our customers counts to us.

    This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

    Are you sure you want to continue?

    Yes No
    X