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    Products & Services


    Better banking starts with better checking and NBT offers several checking account options to choose from. We make it simple and easy to manage daily cash flow and to help you build your financial goals. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Make your banking experience as unique as you with customized NBT bank debit cards. Open an account today and enjoy a fully digital banking experience and see where your checking will take you.

    Savings & CDs

    Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

    Online & Mobile

    No matter where life may take you, you can take your banking with you. Conduct your banking on your time whether at home or on the go with NBT Bank’s Online and Mobile services. Stay connected with NBT Online Banker, Mobile Banking with Mobile Deposit and more with the security, ease and convenience you deserve.

    Personal Loans

    Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

    Home Financing

    Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

    Investments & Insurance

    Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

    Card & Payment Services

    Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

    Youth & Young Adults

    You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.

    • Introduction of Aircraft Financing
      MANCHESTER, NH (October 1, 2019) – NBT Bank introduced aircraft financing to its lending products and hired Senior Commercial Banking Relationship Manager Doug Place. Learn More
    • NBT Promotes NCSAM
      NORWICH, NY (October 1, 2019) - NBT Bank is raising awareness through the National Cybersecurity Awareness Month campaign to educate people about the threats in the market. Learn More
    • Kavney Promoted to Regional President
      UTICA, NY (September 17, 2019) NBT Bank announced the promotion of David Kavney to Mohawk Valley Regional President. Learn More
    • NBT Supports Hospital Campaign
      NORWICH, NY (September 12, 2019) NBT Bank committed half a million dollars to UHS Chenango Memorial Hospital’s capital campaign. Learn More
    • Kelley Joins Executive Team
      NORWICH, NY (August 28, 2019) NBT Bancorp Inc. announced Angela Wolfe Kelley joined NBT as Executive Vice President and General Counsel. Learn More
    • Theroux Joins NH Team
      MANCHESTER, NH (August 20, 2019) – NBT Bank announced Connor Theroux joined NBT as Vice President and Commercial Banking Relationship Manager. Learn More
    • Cavanaugh Promoted to Manager
      SARATOGA SPRINGS, NY (August 14, 2019) – NBT Bank announced Shaye Cavanaugh is the new Branch Manager for NBT Bank of Saratoga Springs. Learn More
    • Spilka Promoted to Regional Manager
      SYRACUSE, NY (August 14, 2019) – NBT Bank announced the promotion of Jonathan Spilka to Business Banking Regional Manager. Learn More

    Customer Satisfaction

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    Supporting our customers counts to us.

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