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    make transfers, pay loans and bills, and
    deposit checks using our mobile app.

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    Seamless digital banking experience from all your devices.

    Ranked Tops, Again!

    Forbes America's Best-In-State Banks 2021.

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    See how our business banking team can help you today!

    Products & Services


    Better banking starts with better checking and NBT offers several checking account options to choose from. We make it simple and easy to manage daily cash flow and to help you build your financial goals. Mobile banking makes checking effortless along with mobile check deposit and our mobile app. Make your banking experience as unique as you with customized NBT bank debit cards. Open an account today and enjoy a fully digital banking experience and see where your checking will take you.


    Maintaining an ongoing savings plan is a great way to help you keep your financial goals on track. In fact, those with a savings plan are twice as likely to save successfully. NBT Bank has a variety of products to help you with your short-term and long-term savings needs. Whether you are working to build an emergency fund, pay down debt, plan for retirement or the future in general, your needs are covered.

    Digital Banking

    New and improved digital banking is here! At home or on-the-go, we've launched our most powerful, yet simple, online and mobile banking services to date.

    Personal Loans

    Life is full of possibilities, and it’s exciting when your goals are within reach. At NBT Bank, we want you to know that if counts to you, it counts to us. Whether you’re looking to consolidate debt, take a vacation, make home improvements or pursue another opportunity, our personal loan solutions can help you make it happen.

    Home Financing

    Buying or building your new home is one of the most exciting experiences of your life. At NBT Bank, we understand that feeling. We take pride in offering you the personalized service you want with the competitive rates you need. Our website offers calculators and in-depth information about the entire process of purchasing, building or refinancing your home.

    Investments & Insurance

    Our NBT Wealth Management Advisors can provide the professional advice you need to work toward a secure financial future. We want to get to know you and clearly understand the goals you have in mind. Whether you're considering retirement planning, investments, insurance or overall financial planning, we're here to help.

    Card & Payment Services

    Whether you are dining out, refreshing your wardrobe or booking your next vacation, NBT Bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on.

    Youth & Young Adults

    You may have your whole life ahead of you, but it’s never too early to start building toward your financial goals. From starting your first savings account, landing your first part-time job, buying your first car or even heading off to college, iStrive® with NBT Bank offers solutions that will help you grow your money skills. Our Strive® program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence.


    • Hood Earns Promotion in NH
      MANCHESTER, NH (September 14, 2021) – NBT Bank announced Senior Vice President Jason Hood was promoted to New Hampshire’s Regional Commercial Banking Manager. Learn More
    • Deering Earns Promotion in ME
      PORTLAND, ME (September 14, 2021) – NBT Bank announced Senior Vice President Jeremy Deering earned a promotion to Regional Commercial Banking Manager. Learn More
    • Fitzgerald Rejoins Commercial Team
      UTICA, NY (September 8, 2021) – NBT Bank announced Michael Fitzgerald rejoined the bank as Senior Vice President and Regional Commercial Banking Manager. Learn More
    • Alexander Earns Promotion
      ALBANY, NY (September 7, 2021) – NBT Bank announced Alan Alexander was recently promoted to Regional Commercial Banking Manager. Learn More
    • Mahoney to Head Wealth
      NORWICH, NY (August 30, 2021) NBT Bancorp Inc. announced the appointment of Ruth H. Mahoney Executive Vice President and President of Wealth Management. Learn More
    • Gagnon and McKague join Portland team
      PORTLAND, ME (July 13, 2021) – NBT Bank welcomes Ashley Gagnon and Cameron McKague to its growing team based at NBT’s Maine regional office. Learn More
    • Kingsley Joins as CFO
      NORWICH, NY (July 6, 2021) NBT Bancorp Inc. President and CEO John H. Watt, Jr. announced Scott A. Kingsley was appointed EVP, Chief Financial Officer. Learn More
    • Forbes 2021 Best in State Listing
      NBT Bank has earned a top spot on the Forbes list of America’s Best-In-State Banks 2021 announced on June 24. NBT Bank was the top-ranked national bank in New York State. Learn More

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