Trust and Fiduciary Services


NBT Financial Group is committed to providing our customers with the very highest level of service, products and guidance. We offer a unique combination of advantages to our customers and their legal and financial advisors. We are large enough to maintain a staff of professionals with expertise in the areas of trust administration and investment management. Although our group has grown to manage over $3.3 billion in assets, we haven't lost our focus on the individual needs of our customers. Trust and investment services are among the most personal services offered by NBT Financial Group. And our goal is to build long-term relationships that are rewarding to our customers.

Our complete range of trust services include the following:

Estate Settlement

Acting as executor or agent of an estate, our professionals make sure that plans are carried out efficiently and effectively, attending to every need and detail that arises.

Wills and Trusts

NBT Financial Group can act as executor or trustee, offering a full range of fiduciary services.

Charitable Trusts

We can plan a gifting program to be enacted during the customer's lifetime or under his or her will.

Fiduciary Tax and Accounting Preparation.

For those acting in a fiduciary capacity, NBT Financial Group can act as an agent and prepare estate and fiduciary tax returns and the estate's final accounting. We can even assist with any administration need.

Estate and Retirement Planning

We can assist individuals in a variety of capacities as they protect their assets and plan for the future.

Custodial Services

We offer support to those managing their own investment portfolios by providing valuable services designed to simplify the task.

Talk to your NBT Financial Group representative today to book an appointment.