Individual Retirement


What does your ideal retirement look like? Will you be spending more time with family and friends?  Do you have a travel list full of places you “must” see? How about taking up a new hobby, volunteering, or pursuing a “dream” job on your own terms? You might even want to go back to school!

Whatever your goals, chances are they won’t happen without a plan. There’s just one problem…

Most people spend more time planning their vacation than they do planning their retirement!

One thing is for sure; your plan is going to take some money. How much money will depend on what your “must-haves” are compared with your “nice-to-haves;” whether you expect to maintain the same lifestyle; and what you can do right now to help ensure your success.

NBT Financial Group will take the time to find out what’s important to you about retirement and then put a plan in place to:

  • Earmark funds for your must-haves
  • Design strategies to help you achieve the nice-to-haves
  • Guide you in implementing the plan, whether you need to save more, spend less, reduce debt or change your investment mix
  • Keep track of your progress

Is it time for your plan to become real? Contact your NBT Financial Group representative today.