NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

Online Payments with Digital Banking

We offer multiple ways to make digital payments. Whether you pay using your NBT account or an account from another institution, we’ve got you covered.

Pay using your NBT Account

If you already have an online account with NBT, please follow these easy steps to make your loan payment through Digital Banking.

Step 1: Sign In or Enroll in Digital Banking


Step 2: Make a Loan Payment

  • Click on "Transfers" and then "Create/Edit Transfer"
  • Select Source (Checking/Savings) Account
  • Select Destination (Loan) Account
  • Select Amount
  • Select One-Time or Recurring Payment
  • Select Transfer Date
  • Select "Submit" to complete payment

Your payment should be effective as of the "Estimated Delivery Date" presented on the Screen.

Pay using your account with another bank

Our External Account Transfer option offers a secure and convenient option for you to use a checking or savings account you have at another financial institution to make NBT loan payments or transfer money into an NBT account.

External Account Transfers allow you to:

  • Move funds between your NBT Bank accounts and accounts held at other financial institutions*
  • Schedule one-time or recurring payments to your NBT Bank loan

Step 1: Add Account
Step 2: Verify Account through Micro Deposits
Step 3: Make a Loan Payment

Your payment should be effective as of the "Estimated Delivery Date" presented on the Screen.

Principal Only Payments

You may make a Principal Only Payment to your NBT Loan through NBT Digital Banking any time you are transferring from an NBT Deposit Account.

If you are transferring funds from a deposit account at another financial institution, your payment will be applied as a regular payment.

*External Transfer Payment Limits - Daily: $2000.00 per customer, Rolling 30-day Month: $5000.00 per customer.

This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

Are you sure you want to continue?

Yes No