Get Moving with Peter O'Brien
150 Bank Street
Burlington VT, 2817
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As a dedicated mortgage and banking professional, I will use my 30 years of “client focused” banking experience to assist with your home financing needs. I can help you purchase your first home, refinance a home, get you a home equity or assist in the building of your dream home. I live in Vermont with my wife and enjoy most any outdoor activity, especially fishing, hiking, skiing and running the trails. I would happy to assist with financing your home in the many states NBT Bank offers banking services.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation
- Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.