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Maine & New Hampshire Mortgage Originator

Michael Huot

Michael Huot

NMLS #49782

Maine & New Hampshire

80 Canal Street
Manchester, NH 03101

603-582-6492 (Cell)

mhuot@nbtbank.com

PREQUALIFY APPLY NOW

Fax Number: 603-623-0312

Bio:
As a Mortgage Professional with over 17 years of experience in the industry, my top priority is educating, communicating and guiding you through the mortgage process from prequalification to closing. To ensure that I am providing you with the best mortgage options to fit your situation, I will work with you gain a solid understanding of your financial needs and goals.

Ready to Apply?

Please Have These Items Ready

Current and Previous Addresses (2 years)
Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
Current and Previous Employment Information and dates (2 years)
Sources and income amounts for all borrowers
  a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
  b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
  c. If retirement income, award letter, 1099 or equivalent documentation
Bank Account Statements (2 months)
Current monthly housing expenses such as rent and mortgage payments
Property address and Estimated Market Value for properties you own, including taxes & insurance
If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

DOWNLOAD CHECKLIST

What Can I Afford?

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Mortgage Programs

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Mortgage Process

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