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New York Mortgage Originator

Matthew Norris

NMLS #571162

Chenango & Madison Counties

1 Madison Street
Hamilton, NY 13346

315-762-3497 (Cell)

mnorris@nbtbank.com

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Business Hours:
Monday through Friday – 8:00 a.m. to 5:00 p.m.

Fax Number: NA

Bio:
I have been a mortgage loan officer for over 8 years, and have been employed with NBT Bank for more than 14 years. I enjoy working with borrowers in all aspects of real estate. Whether you are buying your first home, building your dream home, or have the need to refinance, I am happy to discuss all of the options that NBT can provide. I am available on my cell phone at any time of the day to respond to your questions. Please don't hesitate to contact me so I can help you with your financial needs.

Ready to Apply?

Please Have These Items Ready

Current and Previous Addresses (2 years)
Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
Current and Previous Employment Information and dates (2 years)
Sources and income amounts for all borrowers
  a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
  b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
  c. If retirement income, award letter, 1099 or equivalent documentation
Bank Account Statements (2 months)
Current monthly housing expenses such as rent and mortgage payments
Property address and Estimated Market Value for properties you own, including taxes & insurance
If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

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What Can I Afford?

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Mortgage Process

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