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    1. Personal
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    4. Mortgage Loans
    5. Contact a Mortgage Originator
    6. Lynn Simmers

    Pennsylvania Mortgage Originator

    MO

    Lynn Simmers

    NMLS #580576

    Lackawanna & Wayne Counties

    1187 Mount Cobb Road
    Jefferson Twp, PA 18436

    Phone
    570-689-5327 (Office)
    Phone
    570-470-8244 (Cell)
    Email
    lsimmers@nbtbank.com
    PREQUALIFY    APPLY NOW

    Business Hours:
    Monday through Friday – 8:00 a.m. to 5:00 p.m.

    Fax Number: 570-689-4821

    Bio:
    I have had the pleasure and honor of assisting homebuyers and homeowners in Northeastern PA for more than 12 years. Whether it be purchasing or building your new home, or refinancing your existing home, I offer the expertise and products available to help you realize your goals. I take pride in guiding you through the process of finding the mortgage solution that best fits your needs.

     
     

    Ready to Apply?

    Please Have These Items Ready

    1. Current and Previous Addresses (2 years)
    2. Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
    3. Current and Previous Employment Information and dates (2 years)
    4. Sources and income amounts for all borrowers
        a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
        b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
        c. If retirement income, award letter, 1099 or equivalent documentation
    5. Bank Account Statements (2 months)
    6. Current monthly housing expenses such as rent and mortgage payments
    7. Property address and Estimated Market Value for properties you own, including taxes & insurance
    8. If working with a real estate agent, their name, company and phone number

    Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

    DOWNLOAD CHECKLIST

     
    What Can I Afford?

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