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Pennsylvania Mortgage Originator

Lynn Simmers

NMLS #580576

Lackawanna & Wayne Counties

1187 Mount Cobb Road
Jefferson Twp, PA 18436

570-689-5327 (Office)

570-470-8244 (Cell)

lsimmers@nbtbank.com

PREQUALIFY APPLY NOW

Business Hours:
Monday through Friday – 8:00 a.m. to 5:00 p.m.

Fax Number: 570-689-4821

Bio:
I have had the pleasure and honor of assisting homebuyers and homeowners in Northeastern PA for more than 12 years. Whether it be purchasing or building your new home, or refinancing your existing home, I offer the expertise and products available to help you realize your goals. I take pride in guiding you through the process of finding the mortgage solution that best fits your needs.

Ready to Apply?

Please Have These Items Ready

Current and Previous Addresses (2 years)
Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
Current and Previous Employment Information and dates (2 years)
Sources and income amounts for all borrowers
  a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
  b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
  c. If retirement income, award letter, 1099 or equivalent documentation
Bank Account Statements (2 months)
Current monthly housing expenses such as rent and mortgage payments
Property address and Estimated Market Value for properties you own, including taxes & insurance
If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

DOWNLOAD CHECKLIST

What Can I Afford?

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Mortgage Programs

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Mortgage Process

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