Get Moving with John Kirkutis
433 South Main St. Suite 224
West Hartford CT, 06110
Use the link below to get started on your Home Financing application today.GET STARTED TODAY
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Monday through Friday – 8:00 a.m. to 5:00 p.m.
John specializes in residential mortgage lending to include; Conforming Loans, Conforming High Balance Loans, Jumbo/Non-Conforming Loans and FHA in CT and the New England states. He has over 29 years of mortgage banking experience and provided over $500 million in residential loans to his satisfied customers. John’s compassion and perseverance ensures every mortgage is handled on a professional level and closes on time.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation
- Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.