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    1. Personal
    2. Products & Services
    3. Home Financing
    4. Mortgage Loans
    5. Contact a Mortgage Originator
    6. John Hersey

    New York Mortgage Originator

    MO

    John Hersey

    NMLS #580561

    Glens Falls, Saratoga County & Southern Adirondack Region

    86 Glen Street
    Glens Falls, NY 12801

    Phone
    518-742-2303 (Office)
    Phone
    518-744-8485 (Cell)
    Email
    john.hersey@nbtbank.com
    PREQUALIFY    APPLY NOW

    Business Hours:
    Monday through Friday – 8:00 a.m. to 5:00 p.m.

    Fax Number: 518-792-2737

    Bio:
    I have over 25 years banking experience in the greater Adirondack region of NY, specializing in residential finance. Whether you are seeking a low down payment option for your first home, construction financing, or purchasing a vacation property in the Adirondacks. I will provide you the expertise and personal service you'll need to achieve your home financing goals.

     
     

    Ready to Apply?

    Please Have These Items Ready

    1. Current and Previous Addresses (2 years)
    2. Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
    3. Current and Previous Employment Information and dates (2 years)
    4. Sources and income amounts for all borrowers
        a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
        b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
        c. If retirement income, award letter, 1099 or equivalent documentation
    5. Bank Account Statements (2 months)
    6. Current monthly housing expenses such as rent and mortgage payments
    7. Property address and Estimated Market Value for properties you own, including taxes & insurance
    8. If working with a real estate agent, their name, company and phone number

    Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

    DOWNLOAD CHECKLIST

     
    What Can I Afford?

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    Mortgage Process

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