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New York Mortgage Originator

John Hersey

NMLS #580561

Glens Falls, Saratoga County & Southern Adirondack Region

86 Glen Street
Glens Falls, NY 12801

518-742-2303 (Office)

518-744-8485 (Cell)

john.hersey@nbtbank.com

PREQUALIFY APPLY NOW

Business Hours:
Monday through Friday – 8:00 a.m. to 5:00 p.m.

Fax Number: 518-792-2737

Bio:
I have over 25 years banking experience in the greater Adirondack region of NY, specializing in residential finance. Whether you are seeking a low down payment option for your first home, construction financing, or purchasing a vacation property in the Adirondacks. I will provide you the expertise and personal service you'll need to achieve your home financing goals.

Ready to Apply?

Please Have These Items Ready

Current and Previous Addresses (2 years)
Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
Current and Previous Employment Information and dates (2 years)
Sources and income amounts for all borrowers
  a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
  b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
  c. If retirement income, award letter, 1099 or equivalent documentation
Bank Account Statements (2 months)
Current monthly housing expenses such as rent and mortgage payments
Property address and Estimated Market Value for properties you own, including taxes & insurance
If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

DOWNLOAD CHECKLIST

What Can I Afford?

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Mortgage Programs

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Mortgage Process

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