NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.

Contact us at 1 800 NBT BANK NBT Online Banker eStatements LPL Account View Online NBT Guided Investor NBT Wealth Connection NBT Retirement Plan Services Remote Deposit Capture

Important Service Disruption:

  • We are making some important changes designed to improve your experience.
  • Please change your Login ID so that it does not contain a leading zero during your next NBT Online Banker session.
  • You may do so by clicking Preferences and then Change Login ID after logging in to NBT Online Banker.
  • If you do not make this change, you will be unable to access NBT Online Banker.


    • OK
    X
    Personal
    FIND A BRANCH OR ATM
    FIND A BRANCH OR ATM:
    SITE SEARCH:

    Products & Services

    Checking Checking

    Open a Checking Account

    Compare Checking Accounts

    Health Savings Accounts

    eChecking

    Classic Checking

    Classic Interest Checking

    Star Privilege Premium Plan

    iStrive® Checking

    Strive® Financial Literacy

    Move My Account to NBT Bank

    Overdraft Protection

    Savings & CDs Savings & CDs

    Open a Savings Account

    Compare Savings Accounts

    Help Me Decide

    eSavings

    Personal Statement Savings

    iStrive® Savings

    Money Market Accounts

    CDs

    IRAs

    Club Accounts

    Savings Bonds

    Strive® Financial Literacy

    Online & Mobile Online & Mobile

    NBT Online Banker

    eStatements

    Mobile Banking

    Manage Your Account

    Payments & Transfers

    Financial Management Tool

    Fraud Information Center

    Personal Loans Personal Loans

    Installment Loans

    Star Access Line of Credit

    Overdraft Line of Credit

    Compare Personal Loan Options

    Personal Loan Process

    Personal Loan Calculators

    Personal Loan Rates

    Current Personal Loan Customers

    Loan Payment Options

    Student and Parent Loans

    Apply Online

    Glossary

    Home Financing Home Financing

    Mortgage Loans

    Home Equity Options

    Loan Originator ID Numbers

    Investments & Insurance Investments & Insurance

    Your Goals

    Trust Services

    Investments

    Personal Insurance

    Property & Casualty Insurance

    Card & Payment Services Card & Payment Services

    Debit Cards

    Credit Cards

    CardValet

    Gift Cards

    Mobile Payments

    My Card Creation

    Visa Checkout

    Youth & Young Adults Youth & Young Adults

    iStrive® Savings

    iStrive® Checking

    Credit Cards

    iStrive Debit

    Student and Parent Loans

    Strive® Financial Literacy

    Loan Payment Options Loan Payment Options

    Customer Support

    Contact Us Contact Us

    Manage Your Loan

    OffsiteLink

    Holiday Closing Schedule

    Debit Card Travel Notification

    Report a Lost or Stolen Card

    Fraud Information Center Fraud Information Center

    Protect Yourself

    How We Protect You

    Report Fraud

    Latest Fraud Alerts

    Account & Card Security

    Online & Mobile Security

    Learn About Cyber Security

    Spot Common Scams

    Personal Fraud Prevention

    Customer Education Center Customer Education Center

    Strive Financial Literacy

    CardValet® Video

    Debit Card Video

    Popmoney® Video

    Find a Location Find a Location

    Instant Issue Debit Card

    About Us

    Careers Careers

    Branch

    Corporate Careers

    Campus Opportunities

    Culture and Values

    Professional Development

    Benefits

    News & Insights News & Insights

    Our Bank Our Bank

    Our History

    Our Parent Company

    Diversity & Inclusion

    SiteMap SiteMap

    FIND A BRANCH OR ATM
    FIND A BRANCH OR ATM:
    SEARCH NOW
    SITE SEARCH:

    1. Personal
    2. Products & Services
    3. Home Financing
    4. Mortgage Loans
    5. Contact a Mortgage Originator
    6. Jeffrey Witherwax

    New York Mortgage Originator

    Jeffrey Witherwax

    Jeffrey Witherwax

    NMLS # 1087651

    Mohawk Valley

    270 Genesee Street
    Utica, NY 13502

    Phone
    315-235-0067 (Office)
    Phone
    315-749-3168 (Cell)
    Email
    jwitherwax@nbtbank.com
    PREQUALIFY    APPLY NOW

    Business Hours:
    Monday through Friday – 8:00 a.m. to 5:00 p.m.

    Fax Number: 315-738-8720

    Bio:
    Servicing both Oneida and Herkimer counties, I have over a decade of experience working for NBT Bank. I pride myself on the level of service I provide to my clients and communicating with you about our wide array of mortgage products. Whether you are interested in financing your first home, vacation property or a constructing a forever home, I am here to guide you through the entire process.

     
     

    Ready to Apply?

    Please Have These Items Ready

    1. Current and Previous Addresses (2 years)
    2. Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
    3. Current and Previous Employment Information and dates (2 years)
    4. Sources and income amounts for all borrowers
        a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
        b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
        c. If retirement income, award letter, 1099 or equivalent documentation
    5. Bank Account Statements (2 months)
    6. Current monthly housing expenses such as rent and mortgage payments
    7. Property address and Estimated Market Value for properties you own, including taxes & insurance
    8. If working with a real estate agent, their name, company and phone number

    Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

    DOWNLOAD CHECKLIST

     
    What Can I Afford?

    chevron right image Learn More
    Mortgage Programs

    chevron right image Learn More
    Mortgage Process

    chevron right image Learn More


    This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

    Are you sure you want to continue?

    Yes No
    X