Get Moving with Deborah Valerino
Mortgage Loan Officer
Deborah Valerino
AVP, Mortgage Loan Officer
NMLS #9451
Penfield/Rochester
2163 Fairport Nine Mile Point Road
Fairport NY, 14450
Use the link(s) below to get started on your Home Financing application or check the status of a submitted application.
GET STARTED TODAY Applications submitted prior to 05/02/2025Business Hours
Monday through Friday – 8:00 a.m. to 5:00 p.m.
Bio
I’m a seasoned loan officer with over 25 years of experience in Mortgage originations. As a Trusted Loan Originator, I provide tailored mortgage solutions that meet each client’s unique needs. With my extensive knowledge, strong commitment to excellence, responsiveness, clear communication, and exceptional customer service I am committed to guiding clients through a seamless mortgage process from inception to close.
Ready to Apply?
Please Have These Items Ready
- Current and Previous Addresses (2 years)
- Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
- Current and Previous Employment Information and dates (2 years)
- Sources and income amounts for all borrowers
a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
c. If retirement income, award letter, 1099 or equivalent documentation - Bank Account Statements (2 months)
- Current monthly housing expenses such as rent and mortgage payments
- Property address and Estimated Market Value for properties you own, including taxes & insurance
- If working with a real estate agent, their name, company and phone number
Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.
