Get Moving with Christopher Hotchkiss

Mortgage Originator

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Christopher Hotchkiss

Mortgage Originator

NMLS #454702


65 Main Street
Cortland NY. 13045

607-758-1218 (Office)

Business Hours
Monday through Friday – 8:00 a.m. to 5:00 p.m.

Fax Number: 607-753-1833

As a dedicated mortgage professional, I will use my experience to assist you through the mortgage process from application to closing. Whether it is purchasing your first home, improving or refinancing your current home or building your dream home, I will be available to answer your questions. Customer service and assisting in choosing the mortgage product that best suits your needs are my two top priorities. Call me today or apply now to start on your way to achieving your individual financing goals!


Ready to Apply?

Please Have These Items Ready

  1. Current and Previous Addresses (2 years)
  2. Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
  3. Current and Previous Employment Information and dates (2 years)
  4. Sources and income amounts for all borrowers
      a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
      b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
      c. If retirement income, award letter, 1099 or equivalent documentation
  5. Bank Account Statements (2 months)
  6. Current monthly housing expenses such as rent and mortgage payments
  7. Property address and Estimated Market Value for properties you own, including taxes & insurance
  8. If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.