Important Service Disruption:
Providing increased security and greater global acceptance for your NBT Bank Debit Card.
We’re committed to providing our customers with secure and convenient ways to conduct their banking. That’s why we have integrated Chip Technology as a new standard for NBT Bank Debit Cards. Your debit card features a small, built-in microchip that contains the same information that’s stored in the magnetic stripe on the back of your card.
To protect you from unauthorized use of your card, the chip that is embedded in the card adds an additional layer of protection against fraud for purchases made in person at a merchant. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.
Chip Technology also offers you increased global acceptance of your NBT Bank Debit Card, providing you added convenience and security when traveling abroad.
Provide your card information as you have done in the past. Chip Cards will not change the way payments are made online, in-app or by telephone. You may also continue to use Apple Pay®, Samsung Pay® and Android PayTM just as you do today.
Review procedures for using your chip-enabled NBT Bank Debit Card at an NBT Bank ATM Machine.