Important Service Disruption:
If you are an active duty service member, you may be eligible to receive a number of benefits and protections on the loans you obtained prior to entering into active duty military service. This relief is authorized by the Servicemembers Civil Relief Act (SCRA). If you submit a request and meet certain eligibility requirements, you may qualify to have the interest rate on eligible loans reduced to a maximum rate of 6% while you are on active duty. For loans secured by real estate, you may also be eligible to receive an interest rate reduction for a twelve month period after leaving the service. SCRA also provides protections against foreclosure and repossession. To learn more about these benefits and protections, please visit https://ag.ny.gov/consumer-frauds/service-members-veterans-resource-guide.
* Loan products are eligible for benefits and protections only if the loans were entered into prior to active duty service.
NBT Bank, NA
52 S. Broad Street
Norwich, NY 13815