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    5. Remote Access Scams

    Remote Access Scams

    A remote access scam typically begins with a phone call from someone who claims to have detected an issue or virus on your computer. They supposedly work for a large technology or computer software company that can fix the problem. To do so, they need access to the device and payment via gift cards, money transfer apps, or wire transfers. Here’s the problem: there are no issues with your computer and they don’t need remote access. Read the red flags below to help spot this kind of scam.

    • An incoming call from a tech support company claims your computer isn’t working properly but you haven’t detected any issues.
    • A pop-up shows up on your computer claiming to have detected a virus with a phone number to call.
    • In order to fix the issue, they need remote access to the computer.
    • You need to provide personal or financial information before it can be fixed.

    Tech support companies will never reach out to individuals via phone, text, or email claiming they have identified a problem. They rely on incoming calls to help their customers. If you are having an issue, call a number that you know and trust.

    Once fraudsters have access to your device, they might also try and login to your online banking account. While they’re logged in, they transfer your own money between accounts and claim to have provided a refund in error. They ask you to send this money on to remedy the situation in the form of gift cards or money transfers. Remember to never give someone access to your online banking account by giving out your credentials or access to your device.

    If you believe you have been a victim of a remote access scam, contact NBT Bank immediately at 1-800-NBT-BANK. Customer service representatives are available Monday through Friday from 7:00 a.m. to 7:00 p.m. and Saturday from 9:00 a.m. to 12:00 p.m.

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    Fraud Alert Archive.

    Please visit our Fraud Alert Archive to stay up to date on common ways that cyber criminals try to defraud consumers.

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