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Paycheck Protection Program (PPP)

PPP Funding and Forgiveness Information

Last Updated: 3/30/2021 5:00 p.m.

If you are looking for information about PPP Forgiveness or Funding please reference the links below.

Get the latest information on how to apply for PPP Loan Forgiveness for your business.

Learn More

Our online portal is open! The last day to apply for a PPP loan with NBT Bank is Friday, May 21, 2021 at 5pm EST or until funding runs out.

Learn More

2020 Coronavirus Aid, Relief and Economic Security (CARES Act) PPP Efforts

The Coronavirus Aid, Relief and Economic Security (CARES) Act, signed into law on March 27, 2020, contained several programs to provide emergency assistance for small businesses impacted by the COVID-19 pandemic, including the PPP administered by the Small Business Administration (SBA).

The Paycheck Protection Program was designed to provide a direct incentive for small businesses to keep their workers on the payroll by providing each small business a loan with a maximum amount of 2.5 times the average monthly payroll or up to $10 million with funds to be used primarily for payroll expenses. Eligibility for the Paycheck Protection Program is for small businesses, including eligible non-profits, self-employed individuals, independent contractors and others as described in the Small Business Act.

We are pleased to have secured approval for approximately 3,000 loans and over $540 million in relief through the SBA’s Paycheck Protection Program (PPP), helping businesses and organizations in the communities served by NBT to retain more than 61,000 workers. The average amount of NBT’s PPP loans was $185,000 with each loan supporting an average of 20 jobs. And now, we’re ready to help again!

More information about the Paycheck Protection Program is available on the SBA Website.

2020 NBT PPP loan assistance, 3000 loans, more than $540 million distributed


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